Vehicle Financing

Expand your fleet with flexible financing options. Grow your hosting business with vehicles from trusted lending partners.

Up to P800,000

Maximum financing available through our partners

Competitive Rates

From 7.2% APR on TRAC leases to auto loans

Fast Approval

Pre-qualification in 24 hours for eligible hosts

Auto Loan

by First National Bank

Max Amount

P500,000

Interest Rate

8.5% APR

Term

84 months

Est. Monthly Payment

P7,125

Eligibility Requirements

Minimum Credit Score: 650

Annual Earnings: P250,000+

Minimum Bookings: 5

Line of Credit

by African Bank

Max Amount

P100,000

Interest Rate

12.5% APR

Term

60 months

Est. Monthly Payment

P2,226

Eligibility Requirements

Minimum Credit Score: 700

Annual Earnings: P150,000+

Minimum Bookings: 10

TRAC Lease

by Avis Fleet Services

Max Amount

P800,000

Interest Rate

7.2% APR

Term

60 months

Est. Monthly Payment

P15,891

Eligibility Requirements

Minimum Credit Score: 680

Annual Earnings: P300,000+

Minimum Bookings: 15

How Vehicle Financing Works

1

Check Eligibility

See if you qualify based on your hosting performance and financial profile

2

Pre-Qualification

Get pre-qualified and receive personalized financing offers in 24 hours

3

Choose Vehicle

Select the vehicle you want and finalize terms with the lender

4

Start Earning

List your new vehicle and earn while paying off your financing

Pro Tips for Maximizing Earnings

Strategic Vehicle Selection

Choose vehicles with high demand in your area. Popular models (SUVs, pickup trucks) typically earn 40-60% more than sedans.

Dynamic Pricing

Use AI-powered pricing to optimize rates based on demand. Power Hosts using dynamic pricing earn 25-35% more.

Multiple Vehicles

Grow your fleet gradually. Hosts with 3+ vehicles generate P50,000+ monthly earnings at full utilization.

Premium Services

Offer add-ons like GPS, phone chargers, and premium insurance. Extras can add 10-20% to your earnings per booking.

Frequently Asked Questions

+What credit score do I need?

Most lenders require a minimum credit score of 650-700. Higher scores qualify for better rates.

+How long does approval take?

Pre-qualification typically takes 24 hours. Full approval can be completed within 5-7 business days once documents are submitted.

+Can I finance multiple vehicles?

Yes! Once you reach Power Host status, you can access financing for up to 5 vehicles depending on your earnings.

+What if I have bad credit?

Start with basic hosting to build your track record. Your hosting performance and earnings can help you qualify for financing even with lower credit scores.

+Can I pay off early?

Yes, all financing options allow early repayment without penalties. Many hosts pay off vehicles in 3-4 years instead of the full term.